Federal Direct Loan Limits
Loan Borrowing Limits
Per Academic Year Fall, Spring and Summer
| Dependent | Maximum Subsidized | Additional Unsubsidized | Combined Subsidized and Unsubsidized |
| Freshman 0-29 earned hours | $3,500 | $2,000 | $5,500 |
| Sophomore 30-59 earned hours | $4,500 | $2,000 | $6,500 |
| Junior or Senior 60 or more earned hours Junior and Senior level loans are only available to students formally accepted into the Bachelor in Applied Technology Cyber Security program | $5,500 | $2,000 | $7,500 |
| Independent | Maximum Subsidized | Additional Unsubsidized | Combined Subsidized and Unsubsidized |
| Freshman 0-29 earned hours | $3,500 | $6,000 | $9,500 |
| Sophomore 30-59 earned hours | $4,500 | $6,000 | $10,500 |
Junior or Senior 60 or more earned hours Junior and Senior level loans are only | $5,500 | $7,000 | $12,500 |